# Policy, development & NGOs

Development programmes, think tanks and donors track the same questions: who is included, what things cost and how the state spends. PakDataHub brings the official indicators for all three into one place.

## Financial inclusion

| Indicator | Series |
|---|---|
| Instant payments adoption | `payments.raast.p2p.volume`, `payments.raast.p2m.volume` |
| Mobile and internet banking users | `payments.mobile_banking_users`, `payments.internet_banking_users` |
| Branchless-banking agents | `payments.bb_agents`, `payments.branchless.*` |
| Social-welfare cards in issue | `payments.cards.social_welfare` |
| SME credit access | `sme.borrowers`, `sme.outstanding`, `sme.share_pvt_sector` |

## Cost of living & food security

- Weekly prices of 30 essentials in 17 cities: [`/v1/commodities/by-city`](https://pakdatahub.com/docs/api-commodities.md).
- `cost_of_living.<city>`: a weekly essentials index per city.
- `inflation.cpi.rural.food` vs `inflation.cpi.urban.food`: food inflation, rural vs urban.

## Fiscal space & public services

- **Provincial finances:** `fiscal.consolidated_provincial_total_revenue`, `fiscal.overall_fiscal_balance_punjab` (and `_sindh`, `_kpk`, `_baluchistan`).
- **Health infrastructure:** `health.total_number_hospitals`, `health.population_bed`.
- **Education:** `education.enrolment.*`, `education.institutions.*`, `education.literacy.*`.

## Household income from abroad

`remittances.total` and the remittances-by-country series show the inflows that support millions of households.

```bash
# Rural vs urban food inflation, one year
curl -H "X-API-Key: pk_live_xxx" "https://api.pakdatahub.com/v1/series/inflation.cpi.rural.food?transform=yoy&limit=12"
curl -H "X-API-Key: pk_live_xxx" "https://api.pakdatahub.com/v1/series/inflation.cpi.urban.food?transform=yoy&limit=12"
```

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Source: https://pakdatahub.com/docs/use-case-policy-development - PakDataHub docs index: https://pakdatahub.com/docs/llms.txt