Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks
This FSI is calculated by taking the value of nonperforming loans (NPLs) less the value of specific loan provisions as the numerator and capital as the denominator. Capital is measured as total capital and reserves in the sectoral balance sheet; for cross-border consolidated data; total regulatory capital can also be used. This FSI is a capital adequacy ratio and is an important indicator of the capacity of Microfinance Bank's capital to withstand losses from NPLs.
About this series
This FSI is calculated by taking the value of nonperforming loans (NPLs) less the value of specific loan provisions as the numerator and capital as the denominator. Capital is measured as total capital and reserves in the sectoral balance sheet; for cross-border consolidated data; total regulatory capital can also be used. This FSI is a capital adequacy ratio and is an important indicator of the capacity of Microfinance Bank's capital to withstand losses from NPLs.
Use cases
- Chart net non-performing loans to total eligible capital of microfinance banks and its full history in a dashboard or research note
- Track money and credit conditions via net non-performing loans to total eligible capital of microfinance banks
- Feed net non-performing loans to total eligible capital of microfinance banks into a banking or liquidity model
- Pull net non-performing loans to total eligible capital of microfinance banks into your stack as JSON or CSV
Who uses this
- Bank / ALM analyst
- Macro researcher
- Economist
- Fixed-income desk
Metadata
| Series ID | money.net_non_performing_loans_total_eligible_capi |
|---|---|
| Source | SBP |
| Unit | % |
| Frequency | Quarterly |
| First observation | 31 Mar 2009 |
| Last observation | 30 Sept 2025 |
| Tier | basic |
Fetch it
curl -H "X-API-Key: pk_live_xxx" \
"https://api.pakdatahub.com/v1/series/money.net_non_performing_loans_total_eligible_capi"JSON by default; add ?format=csv for CSV, from/to to filter dates, or transform=yoy|mom|pct_change|3ma|index for server-side transforms. See the series endpoint docs and pricing.
Related series
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banking.broad_money_liability_side_2 - Commodity Operations — Broad Money M2
banking.commodity_operations - Commodity Operations — Broad Money M2
banking.commodity_operations_2 - Credit to Non-Bank Financial Institutions — Broad Money M2
banking.credit_non_bank_financial_institutions - Credit to Non-Bank Financial Institutions — Broad Money M2
banking.credit_non_bank_financial_institutions_2 - Credit to Non-Government — Broad Money M2
banking.credit_non_government_sector - Credit to Non-Government — Broad Money M2
banking.credit_non_government_sector_2 - Credit to Private — Broad Money M2
banking.credit_private_sector - Credit to Private — Broad Money M2
banking.credit_private_sector_2
FAQ
What is Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks?
This FSI is calculated by taking the value of nonperforming loans (NPLs) less the value of specific loan provisions as the numerator and capital as the denominator. Capital is measured as total capital and reserves in the sectoral balance sheet; for cross-border consolidated data; total regulatory capital can also be used. This FSI is a capital adequacy ratio and is an important indicator of the capacity of Microfinance Bank's capital to withstand losses from NPLs.
Does PakDataHub have Pakistan money and banking data on Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks?
Yes. Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks is an official Pakistan money and banking time series (quarterly, from SBP) available on the PakDataHub API, covering 2009 to 2025. Query it as JSON or CSV at /v1/series/money.net_non_performing_loans_total_eligible_capi, with server-side transforms (YoY, index, % change).
How far back does Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks go?
PakDataHub carries Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks covering 2009 to 2025, updated on a quarterly basis from SBP.
How do I get Net Non-Performing Loans to Total Eligible Capital of Microfinance Banks via the API?
Call GET /v1/series/money.net_non_performing_loans_total_eligible_capi with your API key. Add ?format=csv for a download, or filter by date with from/to.