SBP Payment Systems Review

Digital Payments

Raast, cards, POS, e-commerce, PRISM and per-channel retail payments

Quarterly · 2019 → · 1,842 series

The digital-payments module is Pakistan's move to electronic money, measured. It draws on the State Bank's Payment Systems Review to track Raast — the instant-payment rail — across P2P, bulk and P2M flows, plus payment cards by type, POS and e-commerce activity, the large-value PRISM/RTGS system, and per-channel retail payments through mobile, internet, IVR and e-wallets.

This is the alternate-data layer that a headline GDP number misses: the real, quarterly pulse of how a country pays. Use it to size a market, benchmark a product against national rails, or chart the adoption curve of instant payments. Every measure is a clean series with volume and value, as JSON or CSV.

Use cases

Who uses this

Series

SeriesIDFrequencyUnitLast observation
ATMspayments.atmsQuarterlycount31 Mar 2026
Bank & MFB Branchespayments.bank_branchesQuarterlycount31 Mar 2026
Banks, MFBs & Digital Banks (count)payments.banks_countQuarterlycount31 Mar 2026
Branchless Banking Agentspayments.bb_agentsQuarterlycount31 Mar 2026
Branchless Banking App Userspayments.bb_app_usersQuarterlymillion31 Mar 2026
Branchless Banking Providers (count)payments.bb_providers_countQuarterlycount31 Mar 2026
Credit Cards Issuedpayments.cards.creditQuarterlycount31 Mar 2026
Debit Cards Issuedpayments.cards.debitQuarterlycount31 Mar 2026
Pre-Paid Cards Issuedpayments.cards.prepaidQuarterlycount31 Mar 2026
Social Welfare Cards Issuedpayments.cards.social_welfareQuarterlycount31 Mar 2026
CDMs/CCDMspayments.cdmsQuarterlycount31 Mar 2026
ATM/CDM Transactions - Valuepayments.channel.atm.valueQuarterlyPKR31 Mar 2026
ATM/CDM Transactions - Volumepayments.channel.atm.volumeQuarterlymillion31 Mar 2026
Branchless/Digital Banking App Transactions - Valuepayments.channel.bb_app.valueQuarterlyPKR31 Mar 2026
Branchless/Digital Banking App Transactions - Volumepayments.channel.bb_app.volumeQuarterlymillion31 Mar 2026
E-Commerce (CNP) Transactions - Valuepayments.channel.ecommerce.valueQuarterlyPKR31 Mar 2026
E-Commerce (CNP) Transactions - Volumepayments.channel.ecommerce.volumeQuarterlymillion31 Mar 2026
E-Money Wallet Transactions - Valuepayments.channel.ewallet.valueQuarterlyPKR31 Mar 2026
E-Money Wallet Transactions - Volumepayments.channel.ewallet.volumeQuarterlymillion31 Mar 2026
Internet Banking Transactions - Valuepayments.channel.internet.valueQuarterlyPKR31 Mar 2026
Internet Banking Transactions - Volumepayments.channel.internet.volumeQuarterlymillion31 Mar 2026
Call Center/IVR Transactions - Valuepayments.channel.ivr.valueQuarterlyPKR31 Mar 2026
Call Center/IVR Transactions - Volumepayments.channel.ivr.volumeQuarterlymillion31 Mar 2026
Mobile Banking App Transactions - Valuepayments.channel.mobile.valueQuarterlyPKR31 Mar 2026
Mobile Banking App Transactions - Volumepayments.channel.mobile.volumeQuarterlymillion31 Mar 2026
POS Transactions - Valuepayments.channel.pos.valueQuarterlyPKR31 Mar 2026
POS Transactions - Volumepayments.channel.pos.volumeQuarterlymillion31 Mar 2026
Currency in Circulationpayments.currency_in_circulationQuarterlyPKR31 Mar 2026
Registered E-Commerce Merchantspayments.ecommerce_merchantsQuarterlycount31 Mar 2026
Electronic Money Institutions (count)payments.emis_countQuarterlycount31 Mar 2026
EMI E-Wallet App Userspayments.ewallet_usersQuarterlymillion31 Mar 2026
Internet Banking Userspayments.internet_banking_usersQuarterlymillion31 Mar 2026
Call Center/IVR Banking Userspayments.ivr_usersQuarterlymillion31 Mar 2026
Mobile Banking App Userspayments.mobile_banking_usersQuarterlymillion31 Mar 2026
Payment Cardspayments.payment_cardsQuarterlymillion31 Mar 2026
Point-of-Sale (POS) Machinespayments.pos_machinesQuarterlycount31 Mar 2026
POS-enabled Merchantspayments.pos_merchantsQuarterlycount31 Mar 2026
PRISM Participants (count)payments.prism_participantsQuarterlycount31 Mar 2026
PRISM (RTGS) Transactions - Valuepayments.prism.valueQuarterlyPKR31 Mar 2026
PRISM (RTGS) Transactions - Volumepayments.prism.volumeQuarterlymillion31 Mar 2026
Payment System Operators/Providers (count)payments.psos_psps_countQuarterlycount31 Mar 2026
QR-enabled Merchantspayments.qr_merchantsQuarterlycount31 Mar 2026
Raast Bulk Payments - Valuepayments.raast.bulk.valueQuarterlyPKR31 Mar 2026
Raast Bulk Payments - Volumepayments.raast.bulk.volumeQuarterlymillion31 Mar 2026
Raast P2M Payments - Valuepayments.raast.p2m.valueQuarterlyPKR31 Mar 2026
Raast P2M Payments - Volumepayments.raast.p2m.volumeQuarterlymillion31 Mar 2026
Raast P2P Transfers - Valuepayments.raast.p2p.valueQuarterlyPKR31 Mar 2026
Raast P2P Transfers - Volumepayments.raast.p2p.volumeQuarterlymillion31 Mar 2026
Raast share of retail payments valuepayments.raast.share_of_retail_valueQuarterly%31 Mar 2026
Raast Total Transactions - Valuepayments.raast.total.valueQuarterlyPKR31 Mar 2026
Raast Total Transactions - Volumepayments.raast.total.volumeQuarterlymillion31 Mar 2026
Retail Payments (Digital) - Valuepayments.retail.digital.valueQuarterlyPKR31 Mar 2026
Retail Payments (Digital) - Volumepayments.retail.digital.volumeQuarterlymillion31 Mar 2026
Retail Payments (OTC) - Valuepayments.retail.otc.valueQuarterlyPKR31 Mar 2026
Retail Payments (OTC) - Volumepayments.retail.otc.volumeQuarterlymillion31 Mar 2026
Retail Payments - Valuepayments.retail.valueQuarterlyPKR31 Mar 2026
Retail Payments - Volumepayments.retail.volumeQuarterlymillion31 Mar 2026
SME Financing - DFIssme.bank_share.dfisQuarterlyPKR31 Mar 2026
SME Financing - Islamic Bankssme.bank_share.islamicQuarterlyPKR31 Mar 2026
SME Financing - Domestic Private Bankssme.bank_share.privateQuarterlyPKR31 Mar 2026
SME Financing - Public Sector Commercial Bankssme.bank_share.publicQuarterlyPKR31 Mar 2026
SME Financing - Specialized Banks & Otherssme.bank_share.specializedQuarterlyPKR31 Mar 2026
Number of SME Borrowerssme.borrowersQuarterlycount31 Mar 2026
SME Financing - Fixed Investmentsme.facility.fixed_investmentQuarterlyPKR31 Mar 2026
SME Financing - Trade Financesme.facility.trade_financeQuarterlyPKR31 Mar 2026
SME Financing - Working Capitalsme.facility.working_capitalQuarterlyPKR31 Mar 2026
Islamic SME Financing - Islamic Bankssme.islamic.banksQuarterlyPKR31 Mar 2026
Islamic SME Financing - Islamic Banking Divisionssme.islamic.divisionsQuarterlyPKR31 Mar 2026
Islamic SME Financing - Totalsme.islamic.totalQuarterlyPKR31 Mar 2026
SME NPLs Ratiosme.npl_ratioQuarterly%31 Mar 2026
Outstanding SME Financingsme.outstandingQuarterlyPKR31 Mar 2026
Domestic Private Sector Financingsme.private_sector_financingQuarterlyPKR31 Mar 2026
SME Financing - Manufacturingsme.sector.manufacturingQuarterlyPKR31 Mar 2026
SME Financing - Servicessme.sector.servicesQuarterlyPKR31 Mar 2026
SME Financing - Tradingsme.sector.tradingQuarterlyPKR31 Mar 2026
SME Finance as % of Domestic Private Sector Financingsme.share_pvt_sectorQuarterly%31 Mar 2026

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Query any of these with GET /v1/series/{id} — see the docs, browse the full catalog, or get a free key.