SME NPLs Ratio

SBP Quarterly SME Finance Review — SME NPLs Ratio

Latest · Q1 2026: 9.93 (%) — updated 31 Mar 2026

Change on period: -0.12 (-1.19%)

Recent observations

Full history back to 30 Jun 2019, CSV export and API access start with a free key.

About this series

SBP Quarterly SME Finance Review — SME NPLs Ratio

Use cases

• Chart sme npls ratio and its full history in a dashboard or research note
• Size the market and adoption trend from sme npls ratio
• Use sme npls ratio as a KPI in a product dashboard
• Pull sme npls ratio into your stack as JSON or CSV

Who uses this

• Fintech founder / analyst
• Payments operator
• VC / diligence
• Policy researcher

Metadata

Fetch it

curl -H "X-API-Key: pk_live_xxx" \
  "https://api.pakdatahub.com/v1/series/sme.npl_ratio"

JSON by default; add ?format=csv for CSV, from/to to filter dates, or transform=yoy|mom|pct_change|3ma|index for server-side transforms. See the series endpoint docs and pricing.

Related series

• Scheduled Banks Construction Financing to Accommodation and Food Service activities banking.construction_financing_accommodation_food_se
• Scheduled Banks Construction Financing to Administrative and Support Service activities banking.construction_financing_administrative_suppor
• Scheduled Banks Construction Financing to Agriculture; Forestry and Fishing banking.construction_financing_agriculture_forestry
• Scheduled Banks Construction Financing to Arts; Entertainment and Recreation banking.construction_financing_arts_entertainment_re
• Scheduled Banks Construction Financing to Construction banking.construction_financing_construction_sector
• Scheduled Banks Construction Financing to Education banking.construction_financing_education_sector
• Scheduled Banks Construction Financing to Electricity; Gas; Steam and Air Conditioning Supply banking.construction_financing_electricity_gas_steam
• Scheduled Banks Construction Financing to Human Health and Social Work activities banking.construction_financing_human_health_social_w
• Scheduled Banks Construction Financing to Information and Communication banking.construction_financing_information_communica
• Scheduled Banks Construction Financing to Manufacturing banking.construction_financing_manufacturing_sector
• Scheduled Banks Construction Financing to Mining and Quarrying banking.construction_financing_mining_quarrying_sect
• Scheduled Banks Construction Financing to Other Service Activities banking.construction_financing_other_service_activit

FAQ

What is SME NPLs Ratio?

SBP Quarterly SME Finance Review — SME NPLs Ratio

Does PakDataHub have Pakistan digital-payments and alternate data on SME NPLs Ratio?

Yes. SME NPLs Ratio is an official Pakistan digital-payments and alternate time series (quarterly, from SBP) available on the PakDataHub API, covering 2019 to 2026. Query it as JSON or CSV at /v1/series/sme.npl_ratio, with server-side transforms (YoY, index, % change).

How far back does SME NPLs Ratio go?

PakDataHub carries SME NPLs Ratio covering 2019 to 2026, updated on a quarterly basis from SBP.

How do I get SME NPLs Ratio via the API?

Call GET /v1/series/sme.npl_ratio with your API key. Add ?format=csv for a download, or filter by date with from/to.