Substandard NPls of the Microfinance Banks
Non-Performing Loans under substandard category of the Microfinance Banks
Latest · Q3 2025: 10.29 bn (PKR) — updated 30 Sept 2025
Change on period: +1.98 bn (+23.88%)
Recent observations
| Date | Value |
|---|---|
| 30 Sept 2025 | 10.29 bn |
| 30 Jun 2025 | 8.30 bn |
| 31 Mar 2025 | 10.44 bn |
| 31 Dec 2024 | 12.27 bn |
| 30 Sept 2024 | 12.28 bn |
| 30 Jun 2024 | 10.72 bn |
| 31 Mar 2024 | 7.19 bn |
| 31 Dec 2023 | 5.32 bn |
Full history back to 31 Dec 2008, CSV export and API access start with a free key.
About this series
Non-Performing Loans under substandard category of the Microfinance Banks
Use cases
- Chart substandard npls of the microfinance banks and its full history in a dashboard or research note
- Track money and credit conditions via substandard npls of the microfinance banks
- Feed substandard npls of the microfinance banks into a banking or liquidity model
- Pull substandard npls of the microfinance banks into your stack as JSON or CSV
Who uses this
- Bank / ALM analyst
- Macro researcher
- Economist
- Fixed-income desk
Metadata
| Series ID | money.substandard_npls |
|---|---|
| Source | SBP |
| Unit | PKR |
| Frequency | Quarterly |
| First observation | 31 Dec 2008 |
| Last observation | 30 Sept 2025 |
| Tier | basic |
Fetch it
curl -H "X-API-Key: pk_live_xxx" \
"https://api.pakdatahub.com/v1/series/money.substandard_npls"
JSON by default; add ?format=csv for CSV, from/to to filter dates, or transform=yoy|mom|pct_change|3ma|index for server-side transforms. See the series endpoint docs and pricing.
Related series
- Broad Money (Assets side)
banking.broad_money_assets_side - Broad Money (Assets side)
banking.broad_money_assets_side_2 - Broad Money (liability side)
banking.broad_money_liability_side - Broad Money (liability side)
banking.broad_money_liability_side_2 - Commodity Operations — Broad Money M2
banking.commodity_operations - Commodity Operations — Broad Money M2
banking.commodity_operations_2 - Credit to Non-Bank Financial Institutions — Broad Money M2
banking.credit_non_bank_financial_institutions - Credit to Non-Bank Financial Institutions — Broad Money M2
banking.credit_non_bank_financial_institutions_2 - Credit to Non-Government — Broad Money M2
banking.credit_non_government_sector - Credit to Non-Government — Broad Money M2
banking.credit_non_government_sector_2 - Credit to Private — Broad Money M2
banking.credit_private_sector - Credit to Private — Broad Money M2
banking.credit_private_sector_2
FAQ
What is Substandard NPls of the Microfinance Banks?
Non-Performing Loans under substandard category of the Microfinance Banks
Does PakDataHub have Pakistan money and banking data on Substandard NPls of the Microfinance Banks?
Yes. Substandard NPls of the Microfinance Banks is an official Pakistan money and banking time series (quarterly, from SBP) available on the PakDataHub API, covering 2008 to 2025. Query it as JSON or CSV at /v1/series/money.substandard_npls, with server-side transforms (YoY, index, % change).
How far back does Substandard NPls of the Microfinance Banks go?
PakDataHub carries Substandard NPls of the Microfinance Banks covering 2008 to 2025, updated on a quarterly basis from SBP.
How do I get Substandard NPls of the Microfinance Banks via the API?
Call GET /v1/series/money.substandard_npls with your API key. Add ?format=csv for a download, or filter by date with from/to.