3-month KIBOR minus policy rate (spread)
Daily 3-month KIBOR offer − SBP policy rate in effect that day (reverse repo before 25-May-2015). Positive = the interbank market prices rates above the policy rate. Derived by PakDataHub from official series.
Derived · PakDataHub method. Computed by PakDataHub from official series with a published formula (how the derived layer works). Daily 3-month KIBOR offer − SBP policy rate in effect that day (reverse repo before 25-May-2015). Positive = the interbank market prices rates above the policy rate. Inputs: rates.kibor.3m, rates.reverse_repo, rates.policy_target, rates.policy.
Latest · 07 Oct 2026: 0.47 (%) — updated 07 Oct 2026
Change on period: -0.01 (-2.08%)
Recent observations
| Date | Value |
|---|---|
| 07 Oct 2026 | 0.47 |
| 06 Oct 2026 | 0.48 |
| 05 Oct 2026 | 0.47 |
| 02 Oct 2026 | 0.45 |
| 01 Oct 2026 | 0.44 |
| 30 Sept 2026 | 0.35 |
| 29 Sept 2026 | 0.33 |
| 28 Sept 2026 | 0.29 |
Full history back to 09 Jun 2005, CSV export and API access start with a free key.
About this series
Daily 3-month KIBOR offer − SBP policy rate in effect that day (reverse repo before 25-May-2015). Positive = the interbank market prices rates above the policy rate. Derived by PakDataHub from official series.
Use cases
- Chart 3-month kibor minus policy rate (spread) and its full history in a dashboard or research note
- Price or discount cash flows off 3-month kibor minus policy rate (spread)
- Drive an ALM, treasury or rates model
- Pull 3-month kibor minus policy rate (spread) into your stack as JSON or CSV
Who uses this
- Fixed-income analyst
- Bank ALM / treasury
- Quant researcher
- Corporate CFO
Metadata
| Series ID | rates.spread.kibor_3m_policy |
|---|---|
| Source | PakDataHub (derived from official series) |
| Unit | % |
| Frequency | Daily |
| First observation | 09 Jun 2005 |
| Last observation | 07 Oct 2026 |
| Tier | basic |
Fetch it
curl -H "X-API-Key: pk_live_xxx" \
"https://api.pakdatahub.com/v1/series/rates.spread.kibor_3m_policy"JSON by default; add ?format=csv for CSV, from/to to filter dates, or transform=yoy|mom|pct_change|3ma|index for server-side transforms. See the series endpoint docs and pricing.
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rates.auction.pib.20y.cutoff_yield - PIB 2Y cut-off yield
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rates.auction.pib.30y.cutoff_yield - PIB 3Y cut-off yield
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FAQ
What is 3-month KIBOR minus policy rate (spread)?
Daily 3-month KIBOR offer − SBP policy rate in effect that day (reverse repo before 25-May-2015). Positive = the interbank market prices rates above the policy rate. Derived by PakDataHub from official series.
Does PakDataHub have Pakistan interest-rate and yield data on 3-month KIBOR minus policy rate (spread)?
Yes. 3-month KIBOR minus policy rate (spread) is an official Pakistan interest-rate and yield time series (daily, from PakDataHub) available on the PakDataHub API, covering 2005 to 2026. Query it as JSON or CSV at /v1/series/rates.spread.kibor_3m_policy, with server-side transforms (YoY, index, % change).
How far back does 3-month KIBOR minus policy rate (spread) go?
PakDataHub carries 3-month KIBOR minus policy rate (spread) covering 2005 to 2026, updated on a daily basis from PakDataHub.
How do I get 3-month KIBOR minus policy rate (spread) via the API?
Call GET /v1/series/rates.spread.kibor_3m_policy with your API key. Add ?format=csv for a download, or filter by date with from/to.